Archive for July, 2008

Bring my own Credit reports to get a car loan?

Posted in Buying & Selling on 07/30/2008 06:57 am by admin
Credit Reports
will r asked:


I have 24/7 access to my credit report and my scores, will a bank be able to use my credit report I printed out plus my scores, instead of running there on report and bringing down my score with an enquire?
I paid for this service to view my report and scores why do they need to run a report.

DARIUS
 

Is annualcreditreport.com the only free way to get your credit reports or are there others?

Posted in Credit on 07/26/2008 09:12 pm by admin
Credit Reports
Judy asked:


I know that the federal government is after freecredit report.com and others because people really believe its free and don’t read the fine print about the $49.95 fee that comes later.

But are there other places to get your report for free without that does not require your credit card?

BOYD

 

When you apply for an apartment do they see your full credit report ?

Posted in Credit on 07/26/2008 06:28 pm by admin
Consumer Credit Reports
apremont1 asked:


the reason i ask this is because apartments use leasing companies for their criminal and background check and i know a manager at an apartment complex and he said they only recieve a paper approved or not approved from their leasing company and never see a credit or consumer report.

ROD
 

how do businesses pull credit reports on consumers?

Posted in Credit on 07/24/2008 01:42 pm by admin
Consumer Credit Reports
lcunningham60 asked:


none

REINALDO
 

Which internet site do you recommend for free credit reports?

Posted in Credit on 07/15/2008 11:59 pm by admin
Credit Reports
jgaignun asked:


I need to check my credit and don’t want to pay for it. Who would provide the most accurate free information online? I’m also interested to see if I can check my FICO score through one of these sites.

Any additional details or morsels of information would be greatly appreciated and greatly helpful!

DON

 

How can a merchant effect a consumer’s credit report for a bad debt?

Posted in Credit on 07/09/2008 11:25 am by admin
Consumer Credit Reports
Tammy A asked:


mobileStorm is a data base marketing company that provides a platfrom from which e-mail, text-mail, printed, fax and voice calles are created and delivered. Our product is purchased with a credit card via the web and is a monthly charge bound by contract. If a contract is broken (credit card is declined/cancelled) we would like to report this bad debt to a credit agency.

ED