Archive for November, 2008

US residents: does a consumer report affect a person’s credit score?

Posted in Credit on 11/24/2008 10:13 am by admin
Consumer Credit Reports
awgamgee asked:


does requesting an investigative or consumer report from a credit bureau/agency affect a person’s credit score? and if so, will this request for such report be recorded on one’s credit report?

(Not a US resident so I’m not really sure how all of this works. Trying to understand a few things here and there! All help is mostly appreciated!)

COLIN

 

Were can i get all three of my credit reports for a low price?

Posted in Credit on 11/23/2008 11:04 am by admin
Credit Reports
helovesmeve asked:


i want to see all three of my credit reports,i searched online for places but they charge almost 100 bucks just to see all three.i’m not gonna pay that because that’s alot.i already saw one of my credit reports on a website were they offer you to see one of your credit reports for free.
does anyone know a good place online were i could get my all three credit reports for a low price?

BILLY
 

I have an exxon mobil card that is nowhere to be found on any of my credit reports, why not?

Posted in Credit on 11/23/2008 08:45 am by admin
Credit Reports
kamui r asked:


Ive had the card for several years and its yet to appear on a credit report, what could be the reason for this and is this common with this company?

MARTIN
 

Should employers consider credit reports as part of the hiring process?

Posted in Financial Services on 11/22/2008 10:27 pm by admin
Credit Reports
Art asked:


The CostCo Connection published an article discussing that taking into account credit reports is beginning to be a common practice in many regions.
I think they shouldn’t be considered. This could maybe lead to problems of identity theft and don’t see what a credit report has to do with an employment.
What do you think?

BRADFORD
 

Do we have any kind of rights when a debt collector pulls our credit reports?

Posted in Credit on 11/19/2008 10:40 am by admin
Credit Reports
littlemissmay asked:


I am angry because I have several hard inquires from a single debt collector in whom I gave all of my information to yet they still thought it neccessary to pull my credit several times. They saw that I finally received money to pay off my credit cards and not they find it neccessary to check it all the time.

Do I have any sort of right to remove these inquiries?

Or will all 56 of them stay on my credit report?

ISAIAH

 

are credit reports supposed to report the date services are recieved for the seven years to go off?

Posted in Personal Finance on 11/15/2008 01:00 am by admin
Credit Reports
lectric lady asked:


on my credit report I have several hospital bills that are over 7 yrs old but the collection service only reported them 5 yrs ago. so do i have to wait 2 more years or can I get them removed now?

TIMOTHY
 

After I pay off past due debts, can I have the negative reports removed from my credit report?

Posted in Credit on 11/14/2008 10:26 pm by admin
Credit Reports
bflyf15e asked:


I have past due debts that were suppost to be paid off when I was in my previous marriage, but my ex kept the money and and bills to make me think they were paid off. Now I have discovered they were not paid off and they are extremely past due, I am going to pay them off, but my credit report will be negative for seven years, is there anything I can do to have the negative report removed from my credit rating?

CLAIR
 

What do you mean by the term “charged off” in credit reports?

Posted in Credit on 11/01/2008 10:53 pm by admin
Credit Reports
mustang asked:


This is in reference to the account status as it appears in a credit report

THURMAN