Consumer Credit Reports – equifax experian score

lostintranslation asked:


I am getting ready to rent out my house and I want to be able to check a prospective tenants credit before making a decision on who to rent to. Where can I check their credit and what kind of fee should I charge the tenant?

NICOLAS

Moving soon- Hopefully asked:


I plan on moving in March of this year. I know most apt go by credit score but since I have potentially negative reports will that really affect my chance of getting the apt of my choice? What does the “potentially negative”reports mean?

EDDIE

john h asked:


I have 2 charge offs on my credit report. They have been paid, but they are there. How will this affect me finding a job? I am particularly interested if you work in human resources.

JAMES

GEORGE J asked:


I have 2 old accounts sold off to a collector who sold it off again now I have 3 hits on my credit report for the same account? How do you fix this problem?

RAPHAEL

surfacecc asked:


I’m trying to get copies of my credit reports by all 3 agencies. I’ve been told that the address is incorrect and that I don’t qualify for a free credit report. Anyone know what to do? Or have the number to speak to a LIVE representative?

MOHAMMAD

Ken asked:


I recently became interested in buying my first house. Unfortunately, I have derogatory credit. I am working with a lending specialist and she had pulled a credit report on me. When we were going over it, there was surprising MUCH less than I had been used to seeing on my credit reports that I have gotten online at places like freecreditreport.com. It wasn’t a great score nonetheless but there was in fact only about ¼ of bad credit reported on this report than the ones I was getting online. The lending specialist that had pulled the report said that there is a huge difference between a CONSUMER credit report and a MORTGAGE credit report. Can anyone shed some light on this and either confirm what I was told or else otherwise? Thanks!
I shoudl have added that this specialist was a relative of mine so I am sure she was rather thourogh. She has been doingh this for 23+ years now. Also, this report had shown both bad AND good credit.

SONNY

wantsshy asked:


I need a way to see all three credit rports for me… I have already done my freeannualcredit report for the year so is there another way? I know I might have to pay but I need to find a good credible ( not rip off ) way to access all 3 of my reports, and monitor them. Any advice?

DENNIS