Consumer Credit Reports – equifax experian score

A True Blue Fan from Philly asked:


The potential employer called it a ‘consumer report or investigative consumer report’ in the instructions but it had the FCRA disclosure.

I signed permission to do a background check pre-employment. It is the FCRA background check. I have shady credit only because I had bankruptcy 3 years ago. I was told that cannot be a reason to not be hired.

What else may be checked? I have no criminal background but was fired from a job 16 years ago for illness/missed work.

My last employer said she has not heard from anyone yet and the application/FCRA background check permission was filled out online on 7/31.

I ran a credit check yesterday and there was no inquiry on it.

I called recruiting Friday and they said that they couldn’t tell me anything but that my application was there and active.

Jason

d.a.f.d. asked:


My short sale on my house is going to be going thru next week, which means my house will finally be off of my report meaning 70000 less of consumer debt. The only reason i am selling my house is because I went active duty army, and will not be returning to where i was. I know that short sales can sometimes hurt credit, but do you think that if i write to the credit bureaus and explain the reason why i went through with a short sale, and why i sold my house, it might have a possibility of a better effect on my credit score. My payments were also in perfect standing with the bank for my mortgage.
excuse me, itsjustme, i did not realize that serving my country in the military and iraq is an excuse. i did not ask for you smart comments, i can only imagine what kind of jerk you are

Cathy