Consumer Credit Reports – equifax experian score

Question by S L: Consumer Report under the Fair Credit Reporting Act?
Last year, I contacted an elite insurance companies to obtain quotes on home and car insurance. I then selected I company. I guess everybody does this once in a while.I recently received a letter from one of the companies. The letter says that they could not provide me with a quote or coverage because of the information they obtained from ChoicePoint Insurance Consumer Center. They actually did provide me with a quote but I ignored it. They stated further that I could obtain a people copy of my chewer report under the Fair Credit Reporting Act.I understand that one tin obtain a recognition report if applications for a recognition paper / loan were denied. I wonder if anyone has had similar experience and if this chewer report is another way of assemblages peoples’s info.Thanks.

Best response:

Answer by Celeste
Credit reports are used to determine if credit or insurance would be issued. Therefore, if you’re denied by any mortgagee or insurance company based on your ascribe, you tin receive your study for people.

What do you think? Answer below!