DaDar asked:


not to individual consumer
but to landlords or other businesses…

ELOY

Student asked:


Dun & Bradstreet is known for providing

A. interest rate information to cash managers.

B. credit scoring reports that rank a company’s payment habits relative to its peer group.

C. consumer credit reports to credit card companies.

D. cash management systems to corporate treasurers.

SYDNEY

PlasticTrees asked:


I went in for an application, and they said to come back on tuesday to do it and 2 computer tests.. as well as my first interview and to bring my ID. Does it sound like they’re hiring everyone, as long as they’re not idiots? It sounds like they plan to hire me if I have to bring my ID, right?

Should I worry if they’ll ask for a consumer background check (credit report)? My credit is horrible and I’ve been turned down for jobs because of it.

It’s a telemarketing job that works with people and their accounts.

LIONEL

Dude asked:


The use of consumers credit reports these days is out of control. They are using your credit report for everything you can imagine that involves money.

- Banks (just to open a savings account!!!)
- Libraries
- Employers
- Now…Doctors and Hospitals

I read this article in the paper yesterday about this man who had a good job (employer unknown) paying $220,000 a year…that’s pretty decent. Recently he financed a house and car. Then opened an American Express credit card. He had good credit…you have to, to have an AMEX card.

When his employer of 25 years ran a credit check they found the house, car, and credit card.

They let him go due to a consumer report that revealed his debt exceeds his income.

WTF!!! He was making his payments on time with money to spare. He was doing fine!!!
I recently had a problem with employment. I applied for a job at a local credit union as an administrative assistant (not even handling money…In a spearate building from money…
I was denied the job because I was late two payments on my $1,200 financed TV 8 months ago…every payment has been on time since.

Opinions on using consumer reports for everything?

CLARENCE

Kenny L asked:


How much capital is needed for startup and what capital expenditures are required?

RUSSELL