how do businesses pull credit reports on consumers?

Posted in Credit on 07/24/2008 01:42 pm by admin

lcunningham60 asked:

none

REINALDO

Tags: Consumers, Credit Reports

2 Comments

Rich
07/27/2008 at 11:40 pm

By using your social security number, they request the report and/or score from one of the three major credit bureaus.
Charlie
07/30/2008 at 5:18 am

When you apply for credit, employment, or insurance the company that you apply to usually checks your credit report and credit score to make sure that you have a history of paying your bills on time. Large corporations have memberships with the credit bureaus so that they can pull consumer reports and report information on accounts. Smaller companies and individual landlords don’t have the money to pay for such expensive memberships so they usually don’t have the capability to pull your credit report or score.