my monthly credit reports shows different info than the ones they use at banks or credit card companies?
Posted in Credit on 04/24/2008 05:34 pm by admin
stash asked:
why does my credit show different info than the one i get monthly. i thought credit reports would show the same info
that i receive. scores are off big time!
this is why the credit systems are all screwed up!!
NIGEL
why does my credit show different info than the one i get monthly. i thought credit reports would show the same info
that i receive. scores are off big time!
this is why the credit systems are all screwed up!!
NIGEL
04/26/2008 at 11:59 am
because there are different credit report things and yess its messed up
04/28/2008 at 4:04 am
a. There are three major national credit reporting agencies and many small local ones. If more than the score is different, the bank and credit card company may be using a different one than you are getting.
b. Scores are computed using a variety of different systems. From the same report, a bank or credit card company can calculate a different score than the place that you are paying for scores calculates for you.
04/30/2008 at 6:46 pm
3 major bureaus have their own scoring system. FICOs within a bureau have different types and different versions.