two credit cards same company different reports?

Credit Reports
aw-auto asked:


Hello. I am in the process of rebuilding credit. I dont want those expensive credit cards like orchard, first premier, applied etc… I recently obtained one from bank of america and like their service, I can get another one as well however was wondering if this will show up as two credit cards on my credit report, or will they just merge the cards into one account on the report? Thanks for any info.

PATRICK
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5 Comments

  1. rockman1091953

    It will show up as two accounts.

  2. 2 accounts. they will have separte account #’s and be reported seaprately.

  3. StephenWeinstein

    I have two Bank of America credit cards on my report, separate. However, (1) one of these was originally from another bank that they bought or that merged with them, and only one was originally from them, and (2) I do not like their service.

  4. am not sure why you would even consider getting another card from the same bank. U cant even make use of balance transfers if u ever want to transfer high interest balances to a low interest credit card. Best bet is to continue to be more financially responsible and keep working on improving ur credit by making payments on time – ALWAYS.

  5. it will be two accounts.

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