US residents: does a consumer report affect a person’s credit score?
Posted in Credit on 11/24/2008 10:13 am by admin
awgamgee asked:
does requesting an investigative or consumer report from a credit bureau/agency affect a person’s credit score? and if so, will this request for such report be recorded on one’s credit report?
does requesting an investigative or consumer report from a credit bureau/agency affect a person’s credit score? and if so, will this request for such report be recorded on one’s credit report?
(Not a US resident so I’m not really sure how all of this works. Trying to understand a few things here and there! All help is mostly appreciated!)
COLIN
11/26/2008 at 11:53 am
I believe this will not affect a person’s credit score. I am not sure if you qualify for this but US law requires the three agencies to give you a free copy of your credit report each year.
11/27/2008 at 8:25 am
No looking at you own credit score does not effect you credit score