What do employers look for in “consumer/credit reports”?

expat999 asked:


Just curious. My fico is 744. I have a high credit balance and a student loan. I have 37% left of my max on my credit card. Just got back to the USA and looking for work. Also I noticed my employer was only listed as the university I attended when I worked for other companies. Please help me out, Im new to this employer consumer report thing. Thank you
what would be a score that disqualify you?

DANTE
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3 Comments

  1. AUGUST

    they want to know how you handle your personal finances. A score of 744 will them you are ok.

    Employers listed on report are not totally accurate.

  2. STUART

    Hypothetical situation:

    You are applying for a job at a bank or other place where you would be required to handle money.

    Poor credit rating: Susceptible to theft or fraud or extortion. May not be bondable (insurable).
    Good credit rating: Less chance for theft or fraud.

    Not all employers are listed.

  3. HARRY

    They want to see how applicants handle their money.

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