Who pays for the free credit report that I am entitled too if I am denied credit?
Posted in Credit on 05/04/2008 03:53 am by admin
Brokeback asked:
Is it the entity that denied me credit or the consumer reporting agency?
VIRGIL
Is it the entity that denied me credit or the consumer reporting agency?
VIRGIL
05/06/2008 at 9:58 pm
the government?? they pay for everything else.
05/09/2008 at 8:07 am
The consumer reporting agency pays, if you are asking this as an either/or. The entity denying credit pays the same fee to the agency whether the rejected applicants request the report or not.
05/12/2008 at 2:57 am
It is required by law that the credit reporting agencies give you a free report in which to dispute any possible error and or ommissions, if denied credit. They push a button, and the mail room mails it. NO big deal. They make a fortune off of the companies who ruin your credit, (Sears is/was notorious) so don’t feel bad.
05/14/2008 at 8:28 am
You can get a free credit report once a year from the government. It is by the Federal Trade Commission.