http://consumercreditdirectory.org find out about consumer credit reports Mon, 08 Mar 2010 01:41:29 +0000 http://backend.userland.com/rss092 en The CreditLawGroup asked: Involuntary credit inquiries, or soft inquiries, are credit inquiries made by a third party without consumers’ knowledge or consent. These involuntary credit inquiries do not affect our credit rating or score; however, these involuntary credit inquiries do indeed show up on consumers’ credit reports. An example of ... http://consumercreditdirectory.org/credit/credit-inquiries-effects-on-your-credit-report/ Allison May asked: span lang="EN-US">We often hear that a person’s credit report is very important because lenders, employers and even landowners check this document to measure one’s credibility and financial capability. But what really is inside your credit report? Do you really understand how it works? Let’s take a closer ... http://consumercreditdirectory.org/finance/what-is-your-credit-report-made-of/ jomay7 asked: When I looked at my free credit report online I paid to get my credit score. It was around 850. That seemed really high to me. Do they give the consumer the same credit score they give to banks or creditors. They did not ... http://consumercreditdirectory.org/credit/credit-score-questions/ expat999 asked: Just curious. My fico is 744. I have a high credit balance and a student loan. I have 37% left of my max on my credit card. Just got back to the USA and looking for work. Also I noticed my employer was only listed as the university ... http://consumercreditdirectory.org/credit/what-do-employers-look-for-in-consumercredit-reports/ Debi M asked: Last Nov. I spoke to a rep over the phone to change my daughter's billing address; THEY NEVER CHANGED HER ADDRESS, so she didn't get the bills. We just got a call 2 MONTHS LATER THAT THERE IS AN ISSUE WITH HER ACCT.! they never sent ... http://consumercreditdirectory.org/corporations/does-anyone-besides-me-think-credit-one-is-a-rip-off-scam/ majax79 asked: Are the credit scores that I buy from the 3 main reporting agencies the same scored that would be reported to a company? How can reporting agencies use different scoring systems and report different stuff in different places...or not at all? How is this fair to the consumer? Wow, the "life ... http://consumercreditdirectory.org/personal-finance/credit-score-and-reporting-confusion/ oohhbother asked: Business SEC Financial Reports are blaming consumer credit tightening brought about by the Bank Failures for layoffs and future profit declines.JIM http://consumercreditdirectory.org/politics/which-came-first-the-recession-or-the-bank-crisis/ shetucksinhershirt asked: I had a terrible experience with a bank that gives credit cards to people with poor credit, and I'd like to be able to warn other consumers not to be pulled in by their scams. What websites are easy to access for consumer reports? I'm looking for something ... http://consumercreditdirectory.org/credit/what-websites-can-i-use-to-post-a-horrible-experience-with-a-bank-and-warn-consumers-not-to-do-the-same/ 2legit2quit asked: Its a long story but a collection agency has put a report in my credit that should not be there. The person who claims i owe money has a contract which is not my signature. i told the collection agency i can prove this but they would not ... http://consumercreditdirectory.org/other-us-local-businesses/does-anyone-know-of-a-good-consumer-lawyer-in-the-atlanta-ga-area/ Frank Jean asked: Credit records are the financial resume of an individual. It is of vital importance for all to go through a checking their credit because it may at times become very urgent to need it. The report displays in detail the repayment sample of a consumer towards the ... http://consumercreditdirectory.org/credit/review-your-credit-records-with-3-in-1-credit-report/