Debt Management: Credit Boot-camp™ Top 4 Things That Can Hurt Your Credit Score

TheWarOnDebt asked:


Discover the four main things that can hurt or help your credit score in this quick and very informative video. Don’t Go To Court Alone! Hire an affordable Attorney in your state. For more info call 866-576-4996 – or go to www.prepaidlegal.com/hub/jeromeford

Carl

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9 Comments

  1. TheWarOnDebt

    Courtney

    Thanks for the cool comment. Thanks for watching. You are right about outstanding balance.

    But we feel payment history covers how timely you’ve paid down your outstanding balance.

    Thanks again.

    J.

  2. Rosa

    Great information but outstanding balance to credit limit ratios play a huge role when looking at credit issues.

  3. Kelly

    I don’t think softs have any impact at all since no one else can see them.

  4. Elsie

    Also refinancing and loan deferments will lower your score too.

  5. anthonybodo

    Carlos

    Credit bureaus are manipulated by financial institutions to get the highest interest they can.
    My credit score is under my mattress.
    It is the best credit score.
    Anything else is just bla bla bla

  6. TheWarOnDebt

    Kathy

    Good point! Creditor’s call that being ‘Top Heavy’ or “nearly maxed out”.

  7. Alex

    You left out one major thing. High utilization will tank your score.

  8. TheWarOnDebt

    Ruby

    Thanks! We appreciate the feed-back.

  9. Martin

    Excellent presentation on how your credit score is determined.

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